Privacy Policy

We collect the following categories of information when you use IdeaBiz:

We use the data we collect to:

• Provide, maintain, and improve the IdeaBiz platform;
• Personalise your experience (e.g., greeting, reputation level);
• Send transactional notifications (e.g., new connection requests, comments);
• Calculate reputation scores and leaderboard rankings;
• Detect and prevent fraud, spam, or policy violations;
• Respond to your support requests;
• Analyse usage trends to improve our services.

We do not sell your personal data to third parties, and we do not use your data for advertising profiling.

When you make a payment on IdeaBiz, your transaction is processed by a PCI-DSS compliant payment gateway (such as Razorpay or Stripe). IdeaBiz does not store your full card number, CVV, or banking credentials on our servers.

We may retain the following payment-related data for legal and accounting purposes:

• Transaction ID and amount;
• Payment status (success/failure);
• Last 4 digits of card (if provided by the gateway);
• Billing name and email.

All payment data is encrypted in transit using TLS/HTTPS. For disputes or refund requests, contact ideabiz29@gmail.com.

We share your information only in the following limited circumstances:

• With other users: Your public profile, ideas, problems, and posts are visible to all users. The "Business Model" section is private and shared only with accepted connections.
• With service providers: We may share data with trusted third-party services (e.g., hosting providers, email services, payment gateways) who assist us in operating the Platform. These providers are contractually bound to protect your data.
• Legal compliance: We may disclose data if required by law, court order, or government authority.
• Business transfers: In the event of a merger or acquisition, your data may be transferred as part of the transaction, with prior notice to users.

IdeaBiz uses cookies and similar technologies to:

• Maintain your login session (session cookies);
• Remember your preferences;
• Protect against cross-site request forgery (CSRF tokens).

We do not use third-party advertising cookies. You can configure your browser to reject cookies, but this may impact the Platform's functionality.

Your data is stored on secure servers. We implement industry-standard security practices including:

• Encrypted passwords (bcrypt hashing � your password is never stored in plain text);
• HTTPS/TLS encryption for all data in transit;
• CSRF protection on all forms;
• Access controls limiting employee access to user data;
• Regular security audits and vulnerability assessments.

While we take security seriously, no system is 100% secure. In the event of a data breach, we will notify affected users as required by applicable law within 72 hours.

We retain your personal data for as long as your account is active or as needed to provide services. Specifically:

• Account data: Retained until you delete your account or request deletion;
• Transaction records: Retained for 7 years as required by Indian tax and accounting laws;
• Log data: Retained for up to 90 days for security and debugging purposes;
• Deleted content: May remain in backups for up to 30 days before permanent deletion.

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you;
• Correction: Update or correct inaccurate information via your Settings page;
• Deletion: Request deletion of your account and associated data;
• Portability: Request your data in a machine-readable format;
• Objection: Object to certain processing activities.

To exercise any of these rights, contact us at ideabiz29@gmail.com. We will respond within 30 days.

IdeaBiz is not intended for users under the age of 16. We do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal data, please contact us immediately and we will take steps to delete it.

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page and, for significant changes, notify you via email or a prominent Platform notice. Your continued use after changes constitutes acceptance of the updated Policy.